Get Approved for Car Finance
Apply Online. Get Approved in Under 60 Seconds!
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Apply Online. Get Approved in Under 60 Seconds!
Apply online in under 2 minutes with our secure, no credit impact, soft search application.
Once the finance is in place, it's the fun part - choose your dream car from any FCA registered dealer
Super Quick Finance, Many customers even apply & drive away the same day in their perfect car
With a massive panel of lenders Choice Car Finance help you access the best deals
Your personal account manager is ready to provide both Finance and Car choices
Peace of Mind car finance which is straightforward, quick and value focused
The cheapest way to finance a car depends on a few factors including the type of loan you have, the loan length, and the APR. Keep in mind that the loan that offers the lowest monthly repayment might not be the cheapest deal as you could end up paying back more in interest over time.
PCP car finance could be the cheapest finance option for you as, unlike with HP and personal loans, you don’t have to borrow the full amount your vehicle is worth. Instead, you’ll borrow the difference between the price now and the amount the lender thinks your car will be worth at the end of your agreement – the Guaranteed Minimum Future Value (GMFV). But remember, you won’t own the car at the end of your loan unless you choose to pay the balloon payment.
When you apply with Choice Car Finance, we’ll run a soft credit check to find out if we can find you an approval from one of the lenders on our panel. This may be noted on your credit report, but it is designed not to affect your score. It’s only if you choose to proceed with a finance option that a hard credit check, which can impact your credit score, will be completed.
You can apply for a car loan with Choice Car Finance if you’re over 18 years old and have a minimum of three years’ address history in the UK.
With Choice Car Finance, you can get a decision in minutes. Make an application, pop the kettle on, and you’ll have a decision by the time you’ve finished your tea. If we’ve found you an approval in principle, your dedicated account manager will give you a call to confirm your details and discuss the next steps.
The best option is to enquire now with no credit score impact and then our dedicated account managers can help with any question but you can also contact us directly
Copyright 2023 Orchard Lease and Finance t/a Choice Car Finance. All rights reserved. Registered in England. Registered Office : Orchard Cottage, Darby Gardens, Sunbury on Thames, Surrey, TW16 5JW.
Orchard Lease and Finance Ltd (Company No. 11482026) trading as choicecarfinance.co.uk is authorised and regulated by the Financeial Conduct Authority (FRN No. 816792). We are registered with the Information Commissioner’s Office) No. ZA784871.
Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required, All finance is subject to status and income. Written quotations on request. We can introduce you to a limited number of finance providers and other brokers who may be able to offer you finance facilities for your purchase. We will only introduce you to these finance providers. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. This amount is available on request to customers.
Orchard Lease and Finance t/a Choice Car Finance is a credit broker, not a lender. Our rates start from 9.9% APR and credit access and rates are subject to credit status.
Representative example: Borrowing £7,000 over 60 months with REPRESENTATIVE APR or 23.90%, deposit of £0.00, amount payable is £192 / month. total cost of £4,520 and total payable is £11,520.
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